FAQ

Frequently Asked Questions

Is my business eligible for a cash advance?

If your business has been operational for more than 60 days and maintains a minimum of $10,000 in monthly bank deposits, you meet the criteria to apply for a business loan.

Is my credit score a factor in the approval process?

While our in-house financial analysts do review your credit rating, it does not have a central role in the approval process. As a result, individuals with lower credit ratings can still apply for and obtain our financial assistance.

How can I allocate or use the capital once it's been granted?

You have the flexibility to use the capital in any way you see fit. Whether it’s for purchasing additional inventory, advertising, expanding your business, debt repayment, covering payroll, or renovating, the choice is entirely yours.

What is the funding amount I can expect to receive?

Via our small business loans, you have the potential to obtain an amount ranging from $ 10,000 to $2000000, depending on the revenue generated by your business.

When can I expect the funds to be deposited into my account?
 
Is it possible to secure more favorable rates for credit card processing?
Our objective is to support your success. We will conduct a comprehensive analysis of your existing rates and reduce expenses whenever feasible.
 
Is it possible to obtain additional funds at a later time?
Our objective is to support your success. We will conduct a comprehensive analysis of your existing rates and reduce expenses whenever feasible.
Is it possible to secure additional funds at a later point in time?
Certainly. Once you secure funding for the first time, we initiate a relationship with you. This allows us to establish your business credit with us, making it possible to offer you additional funding when you need it in the future.
If your business does not accept credit cards, are you still eligible?
Certainly. We offer a range of diverse programs designed to accommodate your specific requirements, even if your business does not accept credit cards.
What is the application process?

Here are two convenient methods to apply:

  1. Apply online by clicking “Apply Now.”
  2. Contact FundGate at: 209-202-3089.

Twenty choices for funding and products tailored for small businesses.

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